Mortgage
Our JC Mortgage Brokers specialist are here to help at no charge to you. We are paid by the lenders and institutions we work with on your behalf. Our agents are committed to finding the mortgage solutions that are most compatible with your financial goals. Broker One / RMA / RMAI does not charge any fees for its services. Instead, Broker One / RMA / RMAI receives a commission from the lender when the closing of a mortgage transaction.
Why not user out broker we bring solutions to make life easier for our customers to buy a home.
One of the greatest advantages of using a mortgage agent is having access to a variety of lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices through multiple lenders.
Buying a new home is always exciting. Whether it’s your first home, next home, or great investment opportunity, a mortgage broker can help you with every aspect of the mortgage process. Residential mortgage types are varied with numerous options to consider. Keep in mind that your ideal mortgage is one that will best match your budget and provide you with confidence knowing that you have made the right choice to best match your financial goals. A few things to consider when choosing a mortgage option include:
- Term
- Rate - variable vs. fixed
- Restrictions, fees and penalties
- Qualifying with no income verification (self-employed)
- Payment flexibility
- Pre-payment privileges
- Mortgage portability or assumability
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